This is the insurance coverage that protects you and the people in your vehicle if some one hits you with inadequate coverage or no auto insurance coverage.
Collision coverage provides reimbursement for Physical damage to your vehicle after it has been in an accident, regardless of fault . Subject to your deductible.
Comprehensive coverage provides reimbursement for windshield breakage / striking an animal/ fire/ theft/ vandalism/ flood. Subject to your deductible. We typically recommend a zero or no deductible here as comprehensive losses do not result in rate changes. Get a quote today and see how much you can save.
Car insurance rates depend on a number of factors. These include:
As a business owner, you should always feel comfortable with the amount of insurance you carry. Insurance can help you recover from events that would otherwise threaten your company and reduce the likelihood of staying in business. The key is to ensure you understand the true value to repair or replace what you have. When customizing a policy, your agent should take your location, your industry risks and your personal risk tolerance into account.
In addition to the BOP, you may need other types of small business insurance coverage based on the kind of work you do, the size of your company and your location. These could include: